Ventura County - eXp Realty of California, Inc. CA DRE#01878277 Lenders

Homeowners Financial Group

  • NameHolly St. Germain
  • LicenseNMLS 257841/ CA DOC257841/AZ LO-0912573
  • Phone805-667-7021
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The moment I entered the world of the mortgage, I knew it was the industry I could build my career around and be passionate about. My desire for helping others and my knack for numbers and details made this a perfect profession for me. It is amazing to make the dream of homeownership a reality for so many people. Throughout my years in the mortgage industry, I have been an Assistant, Mortgage Consultant, Assistant Sales Manager, VP Sales Integration, and California Sales, Manager. Over the years, I’ve consistently focused on providing excellent service and value to all clients and referral partners. By doing business the right way and doing what is best for the client, I can create a “Raving Fan Experience.” Not only am I your local licensed Mortgage Consultant with eighteen plus years in the Mortgage Business but your trusted advisor in the home buying process. I take a mortgage planning approach when consulting with clients to ensure they are getting the best mortgage for their particular situation. I have a hands-on proven process for results from educating first-time homebuyers, advising savvy investors to find solutions to get deals done Creating raving fans with Mortgages Simplified is my motivation. I am originally from New Jersey and made my way West. I’m married with a son, daughter and lab/sharpei named Reo. In my free time I enjoy running, reading; fashion related “anything,” and spending time with friends and family- particularly if it includes the beach! Homeowners Financial Group USA, LLC | NMLS#93718 | | Licensed by the DFPI under the CA RMLA 4131292 | Equal Housing Lender

About Heidi Golff DRE#01273626

What I love the most ~
Luxury Homes & Inter-generational Sellers and Buyers

You have a story to tell.....or to keep...... Your house has a story to tell, too, and it's my job to make sure it's compelling enough to fetch the right price.

I'm experienced in communicating with all generations and serving your entire family's real estate needs. Selling mom's house? Downsizing? Helping your adult children/grandchildren buy a house? I can do it all – even at the same time!

I'm a Certified Luxury Home Marketing professional and bring those skills to YOUR home every time along with a high level of technical proficiency.

Let's make it happen!

Estates, Ocean Front, Marina, Hillside View Homes, Vacation/Second Homes, Mountain, Equestrian, Condominiums, Duplex, Triplex, Four-Plex and Apartment Buildings, 1031 exchange, Commercial Property Sales/Leasing, Raw Land, New Home Sales INTERNATIONAL REACH